Hi, I'm Emily!
Your friendly neighborhood mortgage agent in Peterborough & Northumberland County.
I’ve always been the kind of person who needs to
understand the "why" behind everything.
Whether it was earning my degree at Trent University
or teaching myself how to rebuild my own cars, I’ve
never been satisfied with simply being told the answer.
I want to understand how all the pieces fit together.
It’s that same curiosity and attention to detail that I
now bring to every client I work with. Because I believe
you deserve to truly understand the decisions you’re
making when it comes to something as important as
your mortgage. For me, being a mortgage agent isn’t
about just finding you the best rate and pointing to
where you should sign. It’s about getting to know you
and understanding where you are now and where
you hope to be in the years ahead. My goal is to
make it all make sense. To ensure that you truly
understand what you are signing, and to make the
mortgage process as easy as possible for you.
Why Work With Me?
Clarity
You will never feel pressured to
just sign on the dotted line. I break down the fine print of your loan
so you can understand exactly
what you are signing.
Options
Your local bank only offers their own products. I have access to dozens of different lenders to find the exact mortgage setup that fits your unique situation.
Strategy
If your income is self-employed or your credit isn't perfect, traditional banks often say no. I can help build a custom solution that maps out
a clear path to approval.
Advocacy
I build my business on relationships.
I am personally in your corner to answer your late-night questions, fight for your best interests, and guide you through the process.
Why Use a Mortgage Agent?
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We work for you, not the bank!
A bank employee represents the bank's best interests. My job is to protect yours. To break down the complexity of your loan, and make sure you completely understand every single document you sign.
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Access to dozens of lenders, with one application.
Once I have your application and I've done some quick math, I can search through our network of traditional banks, alternative lenders, credit unions and specialized non-bank options to find the best mortgage product that fits your unique situation.
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Custom strategies, tailored to your situation.
Traditional banks usually rely on a rigid corporate checklist, which means self-employed entrepreneurs or unique credit files often get a swift "no" upon application. I specialize in looking past the standard box to build custom paths to get you approved.
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Expert guidance, at no cost to you.
For most traditional home purchases, my services are entirely free to you.
I am compensated directly by the lender. This means you get dedicated, expert advocacy and a completely customized strategy without having to worry about adding to your expenses.